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Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?Auto purchase - Loan versus 0% dealer financing?What would my auto payments be?Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffHow much vehicle can I afford?
Cash Flow Calculators
How does inflation impact my standard of living?How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?How long will my money last?Should my spouse enter the work force?What is my current net worth?What is my projected net worth?What is my projected cash flow?Value of reducing or foregoing expenses.Historical inflation - Compare purchasing powerWhat is my current cash flow?
College Calculators
Advantages of a 529 College Savings PlanWhat is the value of a college education?Will I be able to pay back my student loans?Advantages of the Coverdell ESA.How much should I be saving for college?When should I begin saving for childs college?What are the payments on a parental (PLUS) loan?Should I live on campus, off campus or at home?
Credit Calculators
How long will it take to pay off my credit card(s)?What would my loan payments be?Do I have too much debt?What is the balance owing on my loan?Should I consolidate my personal debt?Re-structuring debts for accelerated payoffWhich is better, cash up front or payments over time?How long until my loan is paid off?What is the impact of making extra debt payments?Should I pay off debts or invest the money?
Insurance Calculators
Which is better, comprehensive plan or high-deductible plan with HSA?How much disability income insurance do I need?What is my life expectancy?What are my needs for burial and final expenses?What are the chances of becoming disabled?What are my long-term care insurance needs?How much life insurance do I need?How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?What is the future value of an annuity?
Investment Calculators
Certificate of deposit (CD) laddering strategyHow do expenses impact mutual fund returns?Certificate of deposit (CD) analyzerWhat is the dividend yield on a stock?What is the value of compound interest?How should I allocate my assets?Compare taxable vs. tax-free investment returnWhat is the return on my real estate investment?What is my risk tolerance?What is the long-term impact of increased return?What is the value of a call or put option?Taxable vs. tax-advantaged saving comparison.
Home & Mortgage Calculators
Should I pay discount points for a lower interest rate?Should I rent or buy a home?Mortgage calculatorHow much home can I afford?Should I refinance my home mortgage (breakeven)?Comparing mortgage terms (i.e. 15, 20, 30 year)Should I convert to a bi-weekly payment schedule?Compare a no-cost vs. traditional mortgageWhat are the tax savings generated by my mortgage?Which is better, fixed or adjustable-rate mortgage?Adjustable rate mortgage calculatorHow do closing costs impact the interest rate?Compare an interest-only vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?
Paycheck & Benefits Calculators
What is the impact of increasing my 457 Plan contribution?What is the future value of my employee stock options?Convert my salary to an equivalent hourly wage.Convert my hourly wage to an equivalent salary.Should I exercise my "in-the-money" stock options?How much will my company bonus net after taxes?How will payroll adjustments affect my take-home pay?What may my 457 Plan be worth?What may my 401(k) be worth?What is the impact of increasing my 401(k) contribution?
Qualified Plan Calculators
How much retirement income can my IRA provide?Should I convert to a Roth IRA?How do I maximize my employer 401(k) match? What is the impact of borrowing from my 401(k) plan?What will my qualified plan be worth at retirement?What is my current year required minimum distribution?What is my projected required minimum distributions?What are my lump sum distribution options?Evaluate my company pension payout optionsHow much can I contribute to an IRA?What are my Stretch IRA distributions?Net unrealized appreciation (NUA) vs. IRA rollover?I am self-employed, how much can I contribute to a retirement plan?What is the impact of early withdrawal from my 401(k)?
Retirement Calculators
When should I begin saving for retirement?Compare a Roth 401(k) to a Traditional 401(K)Should I convert discretionary expenses to savings?How much retirement income may my 401(k) provide?I am retired, how long will my savings last?How does inflation impact my retirement income needs?Social security retirement income estimatorAre my current retirement savings sufficient?How much will I need to save for retirement?How will retirement impact my living expenses?
Saving Calculators
Becoming a millionaireWhat is my effective annual yield?Calculate rate of returnHow do taxes and inflation impact my return?What will my current savings grow to? How much should I save to reach my goal?How long will it take to double my money?How long until my savings reach my goal?Save now vs. save laterIncome generated by a savings plan.
Taxation Calculators
Should I adjust my payroll withholdings?Will my investment interest be deductible?How much self-employment tax will I pay?What is my potential estate tax liability?Federal Income Tax Estimator (Current Year)What are the tax implications of paying interest?Should I itemize or take the standard deduction?What is my taxable-equivalent yield?Compare taxable, tax-deferred, and tax-free growthHow much of my social security benefit may be taxable?Capital gains (and losses) tax estimator2009 tax refund estimatorTax freedom day
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